We wanted to tell you a bit about why you should hire us to be your exclusive buyer’s agents in Phoenix Arizona. One of our regular clients (an investor who uses our services regularly) asked us why we hadn’t written a self-bragging post (of a sort). While it never crossed our collective minds, his initiative has resulted in this blog. What exactly should you look for when selecting buyer’s agents in Phoenix Arizona? There is a ton of information on all search engines about what qualifications you should be looking out for, but we’re going to address the few that keep us at the top of the list for home buyers in Arizona.

Best buyer’s agents in Phoenix qualifications

Our story:
1) Go see our Testimonials page. These are written testimonials of just a few of our clients’ experience with us. We copy and paste these from their written word, so you, our potential client can see and hear for yourself how we are doing as buyer’s agents in Phoenix.
2) Our services to you are free. When we represent home buyers in Phoenix as buyer’s agents, we are always paid by the seller (or bank/investor etc.).
3) Negotiations are the key to our success for you, as your buyer’s agents in Phoenix. We have negotiated numerous deals that have resulted in our clients base expanding month over month.
4) International clients-our staff speaks 8 languages fluently. We have clients from Norway, Sweden, Germany, Serbia, Spain, Mexico, Croatia, Australia, Canada, Slovenia, Italy and more. As buyer’s agents with international experience, we can coordinate any type of a purchase for you, right down to the finest details. With multi-national funding experience, we will coordinate every aspect of the purchase or purchases you choose, including US Visa eligibility for international investors, money transfer control, FIRPA title work and reporting.
5) Expediency-we do everything on time. It is our long-standing belief as a group that time is money, and that you, as a home buyer or an investor, should be privy to both our attention, time and organization, making sure you are attended to on every level of your purchase. We work as a team, and when one agent is away or busy, our other agents are there to help, so you are assured attention to your need every time. Even our clients compliment us on our ability to work as a team, and we are proud to use this as an asset of our group, and as a very valuable asset to you.

When you look for top buyer’s agents in Phoenix Arizona for your home purchase, we offer our services to you knowing that our experience, skills, and organization present the perfect trifecta of qualifications that make us your first choice. Give us a call today to schedule an appointment so we may address your every real estate purchase need in Phoenix.

Thank you to our faithful readers of the blog for pointing out some very useful information about our SEARCH ARIZONA MLS section of the site!  The easiest way to refine your search on the Phoenix Arizona MLS (specifically if you are looking for REO/Bank owner properties on our site) is to click on the “MORE CRITERIA” link located directly on that page. Once you have clicked on “MORE CRITERIA”, you will be able to refine your search, whether you’re looking for a foreclosure/REO/bank owned property in Phoenix Arizona, as well as the type of a property you are looking for. Now, everyone knows that doing a Phoenix Arizona MLS search is one of the easiest ways of finding an REO, short sale, or bank owned property while you’re looking to buy a home in AZ, however, there are some settings that can be adjusted to your liking.

Settings of the Phoenix Arizona MLS

Feel free to play around with the different choices and settings within the search, as it will allow you to separate different types, prices, locations, as well as amenities and many other factors when shopping for a home in Phoenix Arizona.  One of the best ways to find different types of properties by using our Phoenix Arizona MLS is to select whether you’d like to buy a multi-family dwelling or single family home.  It is also important to note that the AZ MLS doesn’t distinguish between active properties and properties with contingencies (either as instructions from lender, seller or during a short sale situation).  If you need a custom report from the Phoenix Arizona MLS, please e-mail us and we will gladly e-mail you for free a customized report to your satisfaction. Happy hunting!

Another new program allots for the home buyers looking for stated income jumbo loans in Arizona. Here are the details:

1st mortgage stated income loan up to $3 million

60% loan-to-value ratio

720 median fico score

18-24 month PITI reserves

$500K MINIMUM loan amount

5 year ARMS available

Jumbo loans in Arizona luxury home buyer

If you are a self-employed, stated income luxury home buyer in Arizona, please call us today to discuss the details of the program in the search of the perfect luxury home in Arizona.  For last two years, it has been a nightmare having access to jumbo loans in Arizona, but, with our recent partnership with CNN Mortgage, we now welcome buyers and investors who look to buy properties in Phoenix Arizona utilizing jumbo loans. Stated income loans had all but vanished, however, CNN Mortgage, in association with the Jovicich New Front Group at John Hall hereby presents one of the best stated income jumbo loans in Arizona.

-as of May 10th 2010, our lenders are offering a new Jumbo loan credit for home buyers in Arizona. Here are the details:

1st position/75% CLTV

Fixed 7 and 10 year arms are available

$500K maximum loan amount

45% Debt-to-income ratio

1×30 day (rolling) late allowed on the last 12 months of existing mortgage

Bankruptcy, foreclosure, deed-in-lieu and short sales are ok if completed 7 years ago or more!

Please call us today as you shop for the best Jumbo loan products and homes in Arizona, as our select few mortgage banks whom we partner with to assist home buyers in Arizona have consistently proven that lowest interest rates, as well as the best service goes a long way.  Let us help you find your dream home, call today, but take a look at other home buyers in Arizona who used our buyer-specific services on our Testimonials page!

FHA 203K Learning Seminar

Presented by Alex Jovicich – New Front Group, Joe Prestia at Valley Services, and Margo Rockas and Matthew Belmont of OnQ Financial.

They will be discussing 203K purchases, repairs, and all other questions as they relate to contracts and escrow processes in a 203K FHA purchase.

Where:
John Hall and Associates Tatum Branch – Kiva Room
11211 N. Tatum Blvd. Suite 200
Phoenix, AZ 85028

When:
March 31st 2010 at 12:00pm

Who:
Everyone.  Yes you.  No need to be with John Hall & Associates or in the real estate business.  This is open to ALL.

If you’re considering doing a short sale of your home, condo, townhome or other property in Phoenix metropolitan area, Arizona Association of Realtors has put together the following short sale seller advisory which may help you determine different venues of pursuing assistance for your late mortgage. As the amounts of short sale properties in Arizona increase, it is necessary for all sellers to review their options carefully. As such, there is a ton of information about your choices in a short sale situation. Please click on the link below to read the new Short Sale Seller Advisory for short sales in Arizona.

Short sale seller advisory guide in Arizona

Click here to read the all-new Arizona Short Sale Seller Advisory

Q: What guidance was recently published by FHA about short sales? What changes will you be making and when will they be introduced?

A: FHA issued new guidance to help responsible borrowers who did not fully payoff their mortgage due to extenuating circumstances gain access to FHA financing.

On December 16, we released a Mortgagee Letter (09-52) to lenders and underwriters regarding borrower eligibility for a new FHA mortgage after pursuing a short sale (when a previously owned property is sold for less than what is owed) or a short payoff, when there is a principal write down of indebtedness that cannot be refinanced into a new mortgage. In the letter, which took effect immediately, we stated that borrowers are considered eligible for a new FHA-insured mortgage if: 1) they were current on their previous mortgage and other debts at the time of the short sale and 2) if the proceeds from the short sale serve as payment in full. We also stated that borrowers are not eligible for a new FHA mortgage if they pursued a short sale agreement to take advantage of declining market conditions, or to purchase another property at a reduced price. Additionally, borrowers who execute a short sale while in default on their mortgage are not eligible for a FHA-insured mortgage for three years from the date of the sale. Lenders, however, can make exceptions if the default was due to circumstances beyond the borrower’s control, such as the death of the primary wage earner.

In layman’s terms, if you paid your mortgage on time even while performing a short sale, you may be able to qualify for a purchase. Please call us today with any questions you may have in regards to short sales in Phoenix Arizona and buying a new home after performing a short sale of your home.

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Alex Jovicich, JJ Jovicich, Stephen Dean and James Mennes

New Front Arizona Real Estate Group